Merchant cash advance lenders: who funds UK card-taking businesses
Who the UK merchant cash advance funders are, how direct funders differ from acquirer programmes, and how we place a case across the panel.
■ INDEX / FUNDING
Funding we arrange
Every page below is the same instrument, an advance bought against your future card sales, shaped for a different kind of business and a different set of circumstances. Pick the one that matches your trade, or tell us your card takings and we will pick with you.
A small business merchant cash advance, arranged against your card takings
Funding for small UK businesses taking card payments. Advances from £5,000, repaid as a share of daily takings and sized on turnover, not credit score.
Merchant cash advances with bad credit, and what no credit check really means
Card turnover matters more than your credit file. What a no credit check advance really involves, which adverse events funders work around, and the cost.
Merchant cash advance for sole traders and small partnerships
Advances against card takings for sole traders: which funders accept unincorporated businesses, the Consumer Credit Act question, and personal liability.
Merchant cash advances for new and early-stage businesses
Young businesses can raise funding on three to six months of card takings. The thresholds, what a first advance costs, and options with no card history yet.
Merchant cash advance requirements: what UK funders ask for
The qualifying tests UK funders apply: card processing history, monthly takings, documents, business structure and sector. What passes and what fails.
Card terminal funding: raising money against your PDQ takings
How funding against a card machine works, why your acquirer statement is the underwriting file, and what happens if you switch card provider.
■ ENQUIRY / NO OBLIGATION
Tell us what your card takings look like
Send us your monthly card turnover, the acquirer you take payments through and what the money is for. We will come back the same working day with the advance size that fits, the funders worth approaching, and the factor rate and holdback you should expect.