Cafe funding from daily card volume
How a cafe business loan compares with an advance on card takings: daily volume underwriting, espresso equipment, second sites and honest limits.
■ INDEX / INDUSTRIES
Trades that fund from the till
Funders read each sector differently: how card-heavy the takings are, how seasonal the trade is, what a sensible holdback looks like. These pages set out how an advance behaves for each kind of business.
Clinic funding against a card-paid appointment book
How dental practices, aesthetics and private clinics fund equipment and refits: card-paid treatment income, plan and NHS income boundaries, honest limits.
Convenience store funding on thin-margin volume
How c-stores, corner shops and off-licences fund refits, stock and chillers: contactless-era card mix, services income, and what funders size on.
Ecommerce funding from online card revenue
Ecommerce business funding against online card revenue. How Stripe, PayPal and Shopify settlements are underwritten, how collection works with no terminal.
Garage and MOT centre funding off the card machine
How independent garages and MOT centres fund equipment, parts and slow months: card-paid repair work, trade accounts, ramps and diagnostics.
Gym funding sized on the card side of the till
How gyms and studios fund equipment and refits: why direct debit memberships are not card takings, what funders size on, and where an advance fits.
Hotel and guesthouse funding between seasons
How independent hotels, guesthouses and B&Bs fund refurbishment and the shoulder months: card and OTA income, seasonal holdback, honest limits.
Pub and bar funding from the till
Comparing a pub business loan with an advance on bar takings: how funders read wet-led card sales, sensible holdbacks, refurb funding and when to say no.
Restaurant funding from card takings
A restaurant cash advance turns future card takings into a lump sum today, repaid as a small share of each day's covers. Arranged across the UK.
Salon funding from appointment takings
Salon business loan or an advance on card takings? How funders read appointment income, what chair rental does to your figures, and how to fund a refit.
Shop funding from counter takings
Retail business funding sized on card takings, not assets: stock for seasonal peaks, refits and working capital, with an honest look at thin margins.
Takeaway funding built around the Friday rush
How a takeaway business loan compares with an advance on card and delivery takings: platform payouts, fryers and extraction, weekend-weighted trade.
■ ENQUIRY / NO OBLIGATION
Tell us what your card takings look like
Send us your monthly card turnover, the acquirer you take payments through and what the money is for. We will come back the same working day with the advance size that fits, the funders worth approaching, and the factor rate and holdback you should expect.