Terms of use
Last reviewed 2026-07-28.
About this site
This website is operated by Lenzie Consulting Ltd (company number 08174104, registered office Lynch Farm, Kensworth, Dunstable, LU6 3QZ), trading as Merchant Services Cash Advances. By using the site you accept these terms.
Information, not advice
Content on this site is general information about merchant cash advances and other unsecured commercial funding. It is not financial, legal or tax advice and must not be relied on as such. Indicative factor rates, advance amounts, holdback percentages and worked examples are illustrative, vary by funder, business and card turnover, and are not an offer of finance or a recommendation.
Our role and regulation
Merchant Services Cash Advances is a trading name of Lenzie Consulting Ltd, registered in England and Wales under company number 08174104, registered office Lynch Farm, Kensworth, Dunstable, LU6 3QZ. A merchant cash advance is a purchase of future card receivables, not a loan, and merchant cash advances provided to limited companies are unregulated commercial agreements that fall outside the Financial Conduct Authority's consumer credit perimeter. Agreements with sole traders and small partnerships can in some circumstances fall within the Consumer Credit Act; where a transaction would require FCA authorisation, we refer it to a regulated firm. We are a finance arranger and introducer, not a lender, and we do not provide financial, legal or tax advice. Indicative factor rates, advance amounts and holdback percentages are illustrative, vary by funder, business and card turnover, and are not an offer of finance.
Accuracy and liability
We review content on the dates shown and take care to keep it accurate, but funding markets move and we give no warranty that any page reflects current funder appetite or pricing. To the fullest extent permitted by law we accept no liability for loss arising from reliance on the content of this site. Nothing in these terms limits liability that cannot lawfully be limited.
Intellectual property
The content and design of this site belong to Lenzie Consulting Ltd. You may quote brief extracts with attribution and a link. Wholesale reproduction is not permitted.